How to add a payment method for apple id in the United States at the lowest cost
by Poster
Apr 15, 2025
77
I used a virtual credit card to bind the US id before, but now the payment method has expired. I deleted it by mistake, resulting in family members being unable to download my app store purchase items. Downloading from the purchase items will prompt "To download shared content, your family must have a valid payment method"
After a lot of trouble last night, I found that many virtual cards either ran away or could not be registered in China, including but not limited to nobepay, pst, ucards, onekey, payoneer, etc.
The annual service fee of wildcard is 12 dollars. I saw the price a little painful, so I didn't operate it any further.
I just want to bind a payment method, and there is no actual payment requirement. If I usually buy it, I can directly use the gift card from the official website.
At present, the family group is several US accounts + one local account, and the local account is responsible for providing iCloud + subscriptions.
There are two main questions
1. Have you registered a virtual card that is easy to use and has low handling fees? Or another payment method?
2. If this state of no effective payment method is maintained for a long time, will there be any hidden dangers in the follow-up family group?
Replies
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Anonymous5099 Apr 15, 2025Buy a gift card on the official website and give it to yourself. Domestic credit cards can be used. You can customize the amount and support two decimal places, which is extremely convenient
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Anonymous7909 Apr 15, 2025If you have esim, apply for a helium mobile phone number, and there is a free package. Then just sign up for paypal in the US area. Recent personal testing is effective.
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Anonymous5100 Apr 15, 2025U.S. area pp, then bind the domestic V/M card, and then use apple to add pp.
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Anonymous5101 Apr 15, 2025I personally tested the steps some time ago, buy a Google voice, and then use this mobile phone number to register a paypal, bind paypal to your own domestic visa, and bind the app store to this paypal
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Anonymous5102 Apr 15, 2025@ Anonymous2253 # 36 Before the Lunar New Year, I successfully applied online through the web. The approver sent an email asking a few simple questions, and replied to an email quickly and successfully. Before that, I was already an outstanding domestic customer, but last year I wanted to apply for this and was told by domestic RM that I couldn't do it. After that, I went to the United States once, found a branch and asked the account manager. Sub-branches in the United States are not open to non-American people. But the other party suggested two ways: 1 is to apply online directly from the web portal, 2. Go to Hong Kong to find the corresponding RM and submit a remote account opening application in Hong Kong. I tried method 1 afterwards, and the result was very simple to pass. Personally, I think the reason for the relaxation may be that when providing proof of address, I used the status of two different Singapore banks, one address is in Chinese and the other is in English (which saves me the translation). Both bank statements have a balance of hundreds of thousands of dollars, so maybe the auditor simply approved it for the sake of financial resources. This is very important. These banks are actually very snobbish. You have to suggest that it is profitable for them to open an account before they will be active.
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Anonymous3057 Apr 15, 2025@ Anonymous5101 can't register for wiki channels now long ago
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Anonymous5103 Apr 16, 2025@ Anonymous5101 brother, when exactly did you operate this successfully? I now have paypal in the United States and bind domestic visa, but I just can't bind it to the app store. Is this no longer possible now?
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Anonymous5104 Apr 16, 2025Has any friend encountered this situation with paypal in the US area? I received an email: ``` We need some information from you to verify your account details. We've also temporarily limited certain features in your PayPal account. Currently, you won't be able to: Receive money Make a payment Withdraw money
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Anonymous5105 Apr 16, 2025@ Anonymous3879 # 18 Apple ID recharge requires global US IP
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Anonymous5101 Apr 17, 2025@ Anonymous5103 In January and February this year, paypal was registered with GV's gmail email address. I don't know if it works now
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Anonymous5106 Apr 17, 2025@ Anonymous6469 How to recharge the balance? Is a certain treasure safe
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Anonymous2115 Apr 18, 2025@ Poster But it means that apple cash cannot be used, and it still depends on the balance
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Anonymous6469 Apr 18, 2025@ Anonymous5106 is equivalent to the "unverified version of Apple Cash" that can be opened by everyone. It is a payment method for nothing, which can be used to open home groups and app sharing. Relying on this payment method and then attached to a tax-free state address, when actually paying, because Apple Cash has no balance, the money will be deducted from top to bottom according to the payment method (similar to Alipay). Finally, it is equivalent to using the billing address of Apple Cash, deducting the Apple account balance spending.
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Anonymous6469 Apr 18, 2025⬆ ️ Sorry for the wrong reply. The recharge card can be purchased by giving it to yourself in the Gift Card area at the bottom of Apple's official website in the United States. It usually takes about half an hour to send it to the mailbox. UnionPay, MasterCard, and visa cards issued in China are supported. The address and telephone number can be virtual or searched for the US address (tax-free state), which will not affect the final arrival. @ Anonymous5106
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Anonymous6469 Apr 18, 2025@ Anonymous6469 Connect # 73 The Apple ID balance will always rank first among the payment methods and must not be transferred. Whether tax is deducted or not depends on the billing address of the payment method below the balance. For example, if you have a local bank card in the United States bound to it, the payment method The order is: 1. Balance (non-transferable position) 2. U.S. card (non-tax-free state) 3. U.S. card (tax-free state) 4. Apple Cash (tax-free states) Finally, the consumption tax will be deducted according to the payment method of 2, so the key points of setting the payment method depend on: 1. Only one payment method with Apple balance 2. In the case of multiple payment methods, the first payment method next to the balance must be the tax-free state billing address
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Anonymous6469 Apr 18, 2025@ Anonymous6469 Connect # 74 Apple ID balances will always be debited first, for example: When you buy software for $10, even if there are other payment methods available below your balance, the Apple ID balance will be deducted first, and the billing address of the first payment method below the balance will be used to decide whether to deduct tax or not. If there is a balance of 10 dollars, but you need to spend 20 dollars, 10 dollars will be deducted from the balance, and then the remaining 10 dollars will be deducted at one time from top to bottom using an available payment method (but if the balance of only 9.99 in method 2 will be directly skipped 2, try payment method 3, and the final consumption tax depends on the billing address of 3) The balance can only be consumed by yourself and cannot be used to give away the App. If you need to give away the App, you need to bind PayPal in the United States (domestic card in series) or a local bank card in the United States or Apple Cash with a balance.
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Anonymous5107 Apr 30, 2025If only I could have seen you this way earlier. The first three U.S. area codes were all blocked because they were bound to a virtual credit card or PayPal in the U.S. area, resulting in a loss of $500. Now the fourth US area code, you can use your method to bind the payment method, and you can turn on family sharing. Thank you very much 🙏